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Florida Auto Insurance Fact Sheet

Florida Auto Insurance Requirements -Auto insurance is required if you own a vehicle with at least four wheels and are registering it. The Minimum coverage requirements are $10,000 personal injury protection (PIP) and $10,000 property damage liability (PDL). If you have been involved in a crash, or been convicted of certain offenses, you may also be required to purchase bodily injury liability coverage (BIL).

Florida Car Insurance Quotes

Fill out one short form and get free Florida auto insurance quotes from top rated companies online. It takes about 5 minutes and can be done quickly in the comfort and privacy of your home or office. No obligation. Secure.

Attn: Teen Drivers- If you are under18 years old you are required get to a Learner’s License for one year. Sorry, no exceptions

Florida Department of Insurance
200, East Gaines Street
Tallahassee, FL 32399-0300
Phone: 850-413-3100

Highlights: The Florida Department of Insurance ensures that Florida citizens are protected by properly regulating insurance companies. It tests and licenses florida car insurance agents, solicitors, adjusters, and bail bondsmen and is committed to assisting, informing and protecting Florida's citizens. Their website provides information to assist consumers in selecting an insurance agent and explains what fraud is and what to do if you believe you’re a victim of fraud. Consumer alerts are issued online and you can view a company complaint ratio. It also provides an online database to search for licensed insurance agents. There website contains a comprehensive frequently asked questions page that provides information to consumers who have questions about automobile insurance, homeowner’s insurance, health insurance or life insurance. This is a great resource for all people who purchase insurance and is exceptionally beneficial for consumers who are interested in obtaining insurance or finding a new agent.

Interstate Highway speed limits

Rural- 70 mph
Urban- 65 mph

Florida Highway Safety and Motor Vehicles
Neil Kirkman Building, 2900 Apalachee Parkway
Tallahassee, FL 32399-0500
Phone: 850-922-9000

Highlights: The Florida Department of Highway Safety and Motor Vehicles provides a wealth of information and online services for Florida residents. On the website you can renew your driver’s license, change your address, renew license plates and renew your disabled plate card from the convenience of home. The website also provides a list of all office locations so you can easily locate the DMV closest to you, information on becoming an organ donor and explains what to do if you believe you are a victim of identity theft. The newest legislation that affects car owners is updated regularly. The website is also a great source for statistics on traffic crashes, drivers license facts and figures and motor vehicle facts and figures. Additional reports are also available including aggressive driver studies, revenue reports and the departments long range plan. This is a very interesting and informative resource for all Florida residents.

Attn Older Florida Drivers: Effective January 1, 2004, if you are a driver 80 years old or greater, you are now required to pass a vision test prior to renewing your license. This test can be administered by the driver license office for no charge, or if you choose, your own licensed health care practitioner. If you choose to have the exam completed by your own doctor, he must submit the report to the department.

This webpage is brought to you for general information purposes only and there are no warranties as to accuracy, completeness, or results obtained from any information posted on this or any linked website.

 

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